台灣大專運動員運動保險現況分析－以彰化師範大學體育系專項運動選手為例

Chaoyang University of Technology Institutional Repository > 管理學院 > 保險金融管理系 > 博碩士論文 > Item 310901800/30266

Please use this identifier to cite or link to this item: http://ir.lib.cyut.edu.tw:8080/handle/310901800/30266

Title:	台灣大專運動員運動保險現況分析－以彰化師範大學體育系專項運動選手為例 A Current Analysis of The Sport Insurance of The College Athletes in Taiwan: A Case Study of The Department of Physical Education in National Changhua University of Education
Authors:	葉明璋 Yeh, Ming-chang
Contributors:	保險金融管理系碩士班王明智;王言 Ming-Jyh Wang;Yale Wang
Keywords:	專項運動選手;運動風險;運動傷害;運動保險 Sport Risk;Sport Insurance;Sport Injuries;Special athletes
Date:	2012-12-31
Issue Date:	2016-01-25 14:16:20 (UTC+8)
Abstract:	台灣的運動選手，從國小訓練至高中畢業這一個階段，為了保送權或某些短期利益追求巔峰表現，重複著常態訓練與競技比賽，而運動員專業訓練與競技承受著高風險，稍有疏忽就會有運動傷害的發生；輕微的運動傷害對運動選手來說沒有影響，能持續著訓練，但嚴重運動傷害卻會造成永久性的傷痕，甚至造成運動生涯中斷，嚴重者更有可能導致生命受威脅，故此運動員應該做一些措施來轉移運動傷害風險，而購買運動保險更是一種最佳的方法。　　在西方發達國家，運動保險是一項非常完善且專業的商業保險，美國運動產業的年產值超過600億美元，運動保險正是一個重要組成部分。相形之下，在我國各保險公司的保險商品中，有針對性的、能充分體現體育運動特色的保險產品卻極少。　　本研究主要係以問卷調查方式，針對彰化師大體育系專項運動選手在保險認知、運動保險瞭解程度與購買運動保險重視程度的看法，以差異分析結果顯示，利用因素分析萃取、「運動風險認知」、「運動保險的意義與功能」、「服務品質」與「投保品質」四個構面分別探討。經調查研究顯示，結論如下：一、九成以上的彰化師大體育系專項運動選手發生過運動傷害，認同保險的重要性。二、七成以上的專項運動選手對運動風險認知瞭解或非常瞭解，但有一半以上的專項運動選手不瞭解或非常不瞭解運動保險的意義與功能。三、多數彰化師大體育系專項運動選手重視購買運動保險的服務品質與投保品質。四、在運動風險認知、服務品質、投保品質因素中，皆對於年齡及運動害類型呈現顯著差異。 The sportsmen in Taiwan are pursuing short-term advantages or recommending somebodyfor admission to school from elementary school to senior high school, but the sportsmen must notice that professional training and athletics should take a risk, it might cause sport injury without caution. However, it doesn’t matter with less sport injury about the sportsmen if it continues training. On the contrary, more serious sport injury would make it permanently, even sport life of career would be stopped. Yet more serious would die. Therefore, the sportsmen should take some measures to avoid sports injury, the insurance of sports are the best ways to it.In the western countries, the sports insurance are very professional and ordinary ones. The U.S sports career are worth sixty billion dollars. One of the sports insurance are the important parts, but in the country of our insurance company, the sports insurance are more less than the other ones. According to the research by the questionnaire, it is about the Department of Physical Education in NCUE sportsmen having the opinions about sports insurance purchasing and understanding of the sports insurance. According to the latest research: There are four points as following, knowing of the sports insurance, the meanings and functions of the sports insurance, quality of service, quality of the insurance. Here’s the conclusion1. Ninety percecnt of NCUE sportsmen had got sports injured during the games, they considered the importance of the insurance.2. Seventy percent of the sportsmen who understand the sports insurance, but there are more than half ones don’t understand the meanings and funtions.3. Most of the NCUE sportsmen take insurance’s service and quality for granted.4. One of the knowing of sportsmen insurance, service and quality factors. It is more significant in sport injury and ages.
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